Sony Xperia C

Arguably it is the best in the class smartphone in the mid range budget with smartest features like connectivity option with television, battery STAMINA mode to prevent unwanted battery power wastage and many more. With 1.2 GHZ quad core processor, 1GB RAM, 5 inch wide capacitive TFT display, expandable memory up to 32 GB and great battery backup make this phone an object to crave for. Android 4.2 Jelly Bean being the smoothest software to run in this phone and Sony's phenomenal service and mark of quality gave this phone a far edge over others.

Lenovo IdeaPhone K860

Though relatively less known and less publicized, this sleek candidate from company's latest range of offerings in the budget smartphone segment is undoubtedly one of the top 10 smartphones under 20,000. The bold 5 inch wide HD display is really stunning for on the go computing and entertainment while 1.4 GHZ quad core processor and 1GB RAM gives it the solid power from within. 8GB of internal memory with the option of 32GB expandable memory with micro SD card support and 8MP rear and 2MP frontal camera just make up the rest.

Samsung Galaxy Grand Duos

It should be rather called the best budget phablet (a fusion of phone and tablet) ever. Although it looks large as a tablet it is easier to hold than many other smartphones. Samsung continued to come up with more powerful, innovative and feature rich options in smartphone and tablet market and Galaxy Grand Duos is their best offering in this mid range budget. With a price tag just little less than INR 20,000 it is obviously one of the best buy products. 1.2GHZ Dual Core processor, 1GB RAM, 8MP rear camera, 2MP front camera, 1080 full HD video output, 5 inch high resolution screen, dual SIM compatibility, the phone offers a much high end package in this price.

Sony Xperia L

This latest Sony Xperia offering is unquestionably one of the cool options in the mid range budget smartphone segment thanks to its optimized features and power coupled with legendary Sony support, but the only drawback that comes to mind is the little bit revamped design of the phone as compared to other phones in the Xperia lineup. 4.3 touch screen, 1GHZ dual core processor, 1GB RAM and 8MP rear camera with image stabilization and LED flash for 720P video recording are some of the features that make this phone a cool choice. Besides 8GB expandable storage capacity the phone also offers great battery backup of 1750mAh which according to company's claim is equal to 8 hours of talk time.

Nokia Lumia 820

Lumia series made it possible for Nokia to comeback in the smartphone market just with a bang and if one model is to be chosen from the range for its feature, power and vibrancy contrasted to similar other phones, it is undoubtedly Nokia Lumia 820. With 4.3 inch capacitive screen with features like WVGA resolution, brightness control, sunlight readability enhancements and color boosting this one is ready to offer the best visual quality. The 8MP Carl Zeiss Tessar Lens camera with 4x digital zoom, LED flash and HD video recording capabilities make this phone an unmatched one for people prefer Windows phone in an affordable price.

HTC Desire 500

While HTC with its cool range of innovative offerings in the high end smartphone segment are continuing to mesmerize and draw attention of millions of buyers, this relatively new entrant is unquestionably one of the top 10 smartphones under 20,000 with top notch features at an affordable price. The phone offers 4.3 capacitive WVGA touch screen, Quad core processor, 1GB RAM, 8MP rear camera with LED flash, 1.6MP front camera, very powerful 1800mAh battery backup (17 hours of talk time and 401 hours of standby time as company claims) and a range of connectivity features such as Wi-Fi, Bluetooth and 3G.

Gionee Elife E5

The brand claims itself to be the worl's slimmest HD phone with 6.85mm thickness. The phone is powered by a 1.5GHZ quad core processor and has up to 16GB expandable memory. With 4.8 inch super touch screen, 8MP rear camera, 5MP front camera, DTS and 3D sound, the phone offers much more than many big names in this segment. To match to your personality and aspirations concerning look the phone is available in different colors, including black, white, yellow, blue and graphite.

Micromax Canvas 4

This new flagship smartphone from Micromax is truly a sensation. The company that is already quite synonymous with budget smartphones came up with some cool features and befitting power in this device. Backed by quad core processor, 1GB RAM and 1000 mAh battery backup the phone offers solid performance. 16 GB storage, 13MP rear and 5MP front camera are some of the other features that make this phone a favorite among budget conscious buyers. The touch screen can be operated by gloves wearing fingers as well - a stunning feature that till date was unthinkable in this price range.

LG Optimus L9

LG, another South Korean tech giant may be far behind Samsung in respect of market share across smartphone categories, but when class and performance is considered for a budget conscious audience some LG phones are really worth the attention and LG Optimus L9 is undoubtedly deserves to be one of the top 10 smartphones under 20,000. 4.7 inch IPS screen with higher pixel count, 1 GHZ dual core processor, 1GB of RAM, 5MP camera with autofocus and HD video recording capabilities and 2150 mAh battery backup make this device far ahead of many other phones in this price range. The only drawback of this phone is its paltry internal storage which is just 4GB, though there is micro SD card slot for expandable memory.

LKarbonn Titanium S9

This relatively less publicized entrant in this price range is a hot favorite among the youngsters. The smartphone offers 5.5 inch HD display output, 13 MP auto focus rear camera and 5 MP front camera. It runs on 1.2 GHZ quad core processor and Android Jelly Bean 4.2 operating system. With 16GB internal and up to 32GB expandable memory capacity, 1GB RAM and 2600 MAH battery life is a cool performer.